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No brokerage. No agenda. Just the data. · Sourced from Freddie Mac · Census · Realtor.com via FRED
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Rent It Out or Sell It? The 2026 Decision Framework for Homeowners Who Have to Move
77.9% of outstanding mortgages are under 6% (FHFA, Q1 2026) — so should you keep the house and rent it? The cash-flow math, the tax clock, and the honest answer.
Should You Take an ARM in 2026? The Break-Even Math When Fixed Rates Are 7.5%
Adjustable-rate mortgages are back to more than 11% of rate locks, their largest share in nearly four years, because the 5/1 ARM is pricing almost a full point below the 30-year fixed. Here is what that saves, what the reset actually costs, and the one question that decides whether the trade is worth taking.
Mortgage Rates Just Crossed 7% — What the Fed's First Hike Since 2023 Means for Buyers, Sellers, and Refinancers
The 30-year fixed averaged 7.03% the week of September 24, 2026 (Freddie Mac), a week after the Fed raised rates for the first time since 2023. Here's what actually moved rates, what it costs, and how buyers, sellers, and owners should respond.
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