The housing market moves.
So should the way you read it.
Unbiased guides, live market data, and plain-English analysis — built for anyone buying, selling, or just watching the numbers.
AI Mortgage Underwriting in 2026 — What the Machines Are Reading in Your Loan File
When you apply for a mortgage, an AI system scans your file before a human sees it. Here’s what it flags — and how to get to approval.
- Over 90% of conventional loans run through Fannie Mae DU or Freddie Mac LPA automated systems
- Cash deposits, employment gaps, and high DTI ratios are top AI rejection triggers
- The same file can get different AI outcomes from different lenders
Three ways into the market
Buying a home
First-time basics, pre-approval, inspection red flags, and competitive offer strategy in tight markets.
Browse 24 guides → Seller tipsSelling your home
Pricing in a shifting-rate market, staging ROI, disclosures, and negotiating multiple offers.
Browse 18 guides → Market insightsMarket intelligence
Monthly data breakdowns, regional trends, and rate analysis pulled straight from primary sources.
Browse 12 reports →Latest from the desk
Use FHA financing at 3.5% down on a duplex or triplex, let tenants offset your mortgage, and start building real estate equity from day one.
First-Time Homebuyer Programs in 2026
A guide to down payment grants, FHA loans, and state assistance programs that can reduce the upfront cost of your first home purchase.
Texas Housing Market 2026 — What Buyers, Sellers, and Owners Need to Know in Every Major Metro
Texas home prices fell for the 10th straight month while inventory hit a 14-year high. Metro breakdown: Austin, DFW, Houston & San Antonio.
Run your own numbers
Monthly payment, live
Buy vs. rent comparison
Local rent, purchase price, and timeline in — a clear break-even out.
Compare now →Home affordability estimator
Built on income, debt, and down payment — not a generic 28% rule of thumb.
Check affordability →Refinance break-even
Closing costs vs. monthly savings — see how many months until it pays off.
Run the numbers →The National “Preferred Properties” Directory
The “Preferred Properties” name is used independently by dozens of separate, unrelated brokerages across the country. We map every one — broker names, service areas, specializations, and local market context.
Listings are compiled and verified from public records. We are not affiliated with any firm named below.
Explore the directory →