The numbers
Market insights
Where rates, supply, and prices actually stand — plus how AI is reshaping valuations and underwriting.
The 2026 Housing Market at Halftime — What the Numbers Really Say About Prices, Rates, and What Comes Next
The 2026 Housing Market at Halftime — What the Numbers Really Say About Prices, Rates, and What Comes Next
AI Home Valuations in 2026: How Accurate Are Zestimates and AVMs?
Zillow’s Zestimate has a 7% error on off-market homes. Fannie Mae now waives appraisals on 90% LTV loans. Here’s what the data says about AI home valuations in 2026.
House Hacking in 2026 — How to Buy a Small Multifamily, Slash Your Housing Cost, and Start Building Real Estate Wealth
House hacking lets you buy a duplex or small multifamily home with 3.5% down, offset your mortgage with tenant rent, and start building real estate wealth faster.
Texas Housing Market 2026 — What Buyers, Sellers, and Owners Need to Know in Every Major Metro
Texas home prices fell for the 10th consecutive month as inventory hit a 14-year high. Full 2026 breakdown for Austin, DFW, Houston, and San Antonio.
FHA, Conventional, or VA — Choosing the Right Mortgage in 2026 (And What Each Type Actually Costs)
30-yr fixed rate is 6.47%. Your loan type can shift costs by $200-$600/mo. Compare FHA, conventional, VA, and ARM mortgages at June 2026 rates.
The Two-Speed Housing Market — Why Prices Are Falling in the Sun Belt While the Midwest Surges in 2026
The 2026 housing market has split in two. Sun Belt prices are falling while Midwest cities surge. Here’s what the latest data shows—and what it means for buyers and sellers.
AI Mortgage Underwriting in 2026 — What the Machines Are Reading in Your Loan File
AI now drives most mortgage approvals. Learn how Fannie Mae’s DU, Freddie Mac’s LPA, and lender algorithms score your file — and how to prepare your application.
Real Estate Investing in 2026 — Cash Flow, Equity, and the Wealth Math at 6.5% Rates
Single-family rental yields are compressing but real estate still builds wealth. See the 2026 cash flow math, best markets, DSCR financing, and when investing makes sense.
Florida Housing Market 2026 — What Buyers, Sellers, and Condo Owners Need to Know
Florida shifted to a buyer's market in 2026. With 7.5 months of supply, easing prices, and a condo crisis deepening statewide, here's what the data shows.
How Real Estate Builds Wealth in 2026 — The Mechanics Behind the Numbers
Homeowners hold 43x the net worth of renters. Here is how leverage, equity, and cash flow build real estate wealth in 2026 — with current data.
Mortgage Rates in 2026 — Why They’re Stuck Near 6.5% and How to Lower Yours
Mortgage Rates in 2026 — Why They’re Stuck Near 6.5% and How to Lower Yours
AI Is Already in Your Real Estate Transaction — Here’s What Buyers and Sellers Need to Watch For in 2026
AI valuations, AI-edited listing photos, and AI-driven scams are reshaping real estate in 2026. Here's what's reliable, what's not, and how to protect yourself.
The Lock-In Effect Is Breaking — What That Means If You’re Buying or Selling in 2026
80% of homeowners have rates below 6%, but that's changing. See what the breaking mortgage rate lock-in effect means for buyers and sellers in 2026, with data on inventory, pricing, and regional divergence.
What a 6.5% Mortgage Rate Actually Costs You Across Five Price Ranges (June 2026)
See exactly what a 6.5% mortgage rate costs across five home price ranges in June 2026 — from $250K to $1.5M — plus credit score impacts, overpayment math, and refinance break-even analysis.