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Real estate calculators
Run the numbers before you make any decision. Every calculator updates live as you type — no submit button, no email wall. Rates are seeded with this week’s Freddie Mac average (6.43%).
Mortgage payment calculator
Your full monthly payment — principal, interest, taxes, and insurance — at any price and rate.
Estimated monthly payment
$0/mo
Principal & interest · taxes · insurance
Home affordability calculator
Based on income, debts, and down payment — not a generic 28% rule of thumb. Uses a 36% debt-to-income ceiling.
Estimated max home price
$0
Comfortable target at a 36% debt-to-income ratio
Lenders also apply a front-end cap; your approval can differ. This is an educational estimate.
Buy vs. rent
Total net cost of buying versus renting over your time horizon — including equity, appreciation, and selling costs.
Over 7 years, buying is
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Assumes ~1%/yr maintenance, 3% buying costs, 7% selling costs, 3%/yr rent inflation.
Seller net proceeds
What actually lands in your pocket after commission, closing costs, and your remaining loan.
Estimated net proceeds
$0
After payoff, commission, and closing costs
Refinance break-even
How many months until a refinance pays for itself — and what you save each month.
Break-even
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Extra payment payoff
Add a little each month and watch years — and tens of thousands in interest — disappear.
You’d pay off
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Editorial disclaimer: PreferredProperties.com is an independent educational resource. Calculator results are estimates only and do not constitute financial, legal, or real estate advice. Always consult a licensed professional before making real estate decisions. Rate data sourced from Freddie Mac PMMS via FRED.