Free tools
Real estate calculators & tools
Run the numbers before you make any decision. Free, instant, and no sign-up required.
Mortgage payment
Affordability
Buy vs. rent
Seller net proceeds
Mortgage payment calculator
See your estimated monthly payment broken down by principal, interest, taxes, and insurance.
$100K$400,000$1.5M
3%20% · $80,00050%
4%6.82%10%
0%1.1% of value1.5%
Estimated monthly payment
$2,618
Principal & interest + taxes & insurance
Principal & interest$2,091
Property tax (est.)$367
Home insurance (est.)$100
Loan amount$320,000
Total interest paid$433,529
Home affordability estimator
Based on your income, debts, and down payment — not just a rule of thumb.
$30K$100,000$500K
$0$400/mo$3,000
$5K$60,000$300K
4%6.82%10%
Estimated max home price
$380,000
Based on 43% max debt-to-income ratio
Max monthly payment$3,583
Available for housing$2,917
Conservative estimate (28% DTI)$290,000
Buy vs. rent comparison
Is buying or renting better for your situation? The answer depends on your timeline and local market.
$100K$400,000$1M
$500$2,000/mo$6,000
3%10% · $40,00030%
1 yr7 years15 yrs
7-year comparison
Buying wins
Estimated $47,200 better off buying
Total cost of buying$218,400
Total cost of renting$168,000
Est. equity built$97,600
Break-even point~4.2 years
Seller net proceeds calculator
Estimate how much you’ll actually walk away with after selling your home.
$100K$450,000$1.5M
$0$250,000$1M
0%5.0%6%
$0$5,000$30K
Estimated net proceeds
$162,250
What you’ll walk away with at closing
Sale price$450,000
Mortgage payoff− $250,000
Agent commission− $22,500
Closing costs (est. 1%)− $4,500
Repairs & concessions− $5,000
Transfer taxes (est. 0.5%)− $2,250
Free tools
Real estate calculators & tools
Run the numbers before you make any decision. Free, instant, and no sign-up required.
Mortgage payment
Affordability
Buy vs. rent
Seller net proceeds
Mortgage payment calculator
See your estimated monthly payment broken down by principal, interest, taxes, and insurance.
$100K$400,000$1.5M
3%20% · $80,00050%
4%6.82%10%
0%1.1% of value1.5%
Estimated monthly payment
$2,618
Principal & interest + taxes & insurance
Principal & interest$2,091
Property tax (est.)$367
Home insurance (est.)$100
Loan amount$320,000
Total interest paid$433,529
Home affordability estimator
Based on your income, debts, and down payment — not just a rule of thumb.
$30K$100,000$500K
$0$400/mo$3,000
$5K$60,000$300K
4%6.82%10%
Estimated max home price
$380,000
Based on 43% max debt-to-income ratio
Max monthly payment$3,583
Available for housing$2,917
Conservative estimate (28% DTI)$290,000
Buy vs. rent comparison
Is buying or renting better for your situation? The answer depends on your timeline and local market.
$100K$400,000$1M
$500$2,000/mo$6,000
3%10% · $40,00030%
1 yr7 years15 yrs
7-year comparison
Buying wins
Estimated $47,200 better off buying
Total cost of buying$218,400
Total cost of renting$168,000
Est. equity built$97,600
Break-even point~4.2 years
Seller net proceeds calculator
Estimate how much you’ll actually walk away with after selling your home.
$100K$450,000$1.5M
$0$250,000$1M
0%5.0%6%
$0$5,000$30K
Estimated net proceeds
$162,250
What you’ll walk away with at closing
Sale price$450,000
Mortgage payoff− $250,000
Agent commission− $22,500
Closing costs (est. 1%)− $4,500
Repairs & concessions− $5,000
Transfer taxes (est. 0.5%)− $2,250