Market data · Auto-updated
Florida housing market
The median Florida home was listed at $409,950 in September 2026, down 3.5% from a year earlier — about $249 per square foot. Homes spent a median of 81 days on the market, shorter than a year ago.
Supply & demand
Florida had 146,478 active listings in September 2026, down 9.6% year over year, with 39,002 new listings entering the market that month. Days on market fell 7.4% from a year ago, and asking prices are running below last year’s level.
What the data says
Taken together, Florida looks like a broadly balanced market this month. Prices, inventory, and selling times are moving only modestly, so neither side holds a decisive edge — pricing and condition decide each sale.
- For buyers: Judge each listing on its own merits — days-on-market and price history tell you where you have leverage and where you don’t.
- For sellers: Sharp pricing and presentation carry the sale; watch local days-on-market as your early signal of whether to hold or adjust.
Financing backdrop
Nationally, the 30-year fixed averaged 7.28% and the 15-year 6.60% (Freddie Mac PMMS, October 2026). Rates apply nationwide, but they land differently on Florida’s $410K median: a higher local price magnifies every quarter-point move, which is why monthly payment — not sticker price — is the number that decides most Florida deals.
Every figure above is a current value from FRED (Federal Reserve Economic Data), sourced from Realtor.com residential-listing data and the Freddie Mac Primary Mortgage Market Survey, as of September 2026. This report is generated from that data and refreshed automatically; it is an educational market summary, not financial, legal, or real estate advice.
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This report is generated automatically from live public data and refreshes with each update.