What your paycheck buys · Updated every Friday

What a paycheck buys in Connecticut this week

Out of reach · #31 of 50 on affordability · rate for the week of October 22, 2026

A median Connecticut household earning $101,400 a year can afford a home of about $320,000 at this week’s 7.32% average 30-year rate. The median Connecticut listing is $522,500, which would take 45.7% of that household’s gross income, against the usual 28% ceiling.

$320,000

Affordable home price

+$2,111 vs. last week · −$19,684 vs. a year ago

$523,000

Median list price (September 2026)

+$10,000 vs. a year earlier

Affordability index (100 = within reach)

U.S. 66 · Connecticut 66 a year ago

45.7%

Share of income the median listing takes

$3,862/mo incl. taxes & insurance · U.S. 42.5%

$101,000

Median household income (2025)

U.S. $87,000

#31

Rank of 50 (1 = most affordable)

See the full ranking

Compared with a year ago

A year ago, with the 30-year rate at 6.19%, a median list price of $512,500 and median income of $97,790 (2024 figure), the same household could afford about $340,000 and the median listing took 42.2% of income. Affordability in Connecticut has worsened since then.

Nearby in the ranking

#29 New Jersey: can afford $352,000, median listing $560,000
#30 Mississippi: can afford $183,000, median listing $292,000
#32 Vermont: can afford $301,000, median listing $499,000
#33 Florida: can afford $246,000, median listing $410,000

Connecticut housing market report → · Connecticut brokerage directory → · Run your own numbers →

How this is calculated: 28% of gross monthly income for housing, 10% down, a 30-year fixed loan at Freddie Mac’s weekly average, and 1.45% of the price a year for taxes and insurance. Full method, caveats, and sources on the main index page. An educational gauge, not a mortgage quote.