What your paycheck buys · Updated every Friday
What a paycheck buys in Oklahoma this week
A median Oklahoma household earning $75,390 Median household income (Oklahoma, current dollars) U.S. Census Bureau · 2025 Annual release · FRED MEHOINUSOKA646N ↗ a year can afford a home of about $238,000 at this week’s 7.32% 30-year fixed mortgage rate (U.S. average) Freddie Mac Primary Mortgage Market Survey · week of Oct 22, 2026 Weekly release · FRED MORTGAGE30US ↗ average 30-year rate. The median Oklahoma listing is $296,643 Median list price (Oklahoma) Realtor.com · September 2026 Monthly release · FRED MEDLISPRIOK ↗ , which would take 34.9% of that household’s gross income, against the usual 28% ceiling.
Compared with a year ago
A year ago, with the 30-year rate at 6.19%, a median list price of $299,000 and median income of $64,870 (2024 figure), the same household could afford about $225,000 and the median listing took 37.1% of income. Affordability in Oklahoma has improved since then.
Nearby in the ranking
- #9 Michigan: can afford $242,000, median listing $300,000
- #10 Indiana: can afford $241,000, median listing $299,000
- #12 Minnesota: can afford $300,000, median listing $380,000
- #13 Kentucky: can afford $233,000, median listing $308,000
Oklahoma housing market report → · Oklahoma brokerage directory → · Run your own numbers →
How this is calculated: 28% of gross monthly income for housing, 10% down, a 30-year fixed loan at Freddie Mac’s weekly average, and 1.45% of the price a year for taxes and insurance. Full method, caveats, and sources on the main index page. An educational gauge, not a mortgage quote.