What your paycheck buys · Updated every Friday

What a paycheck buys in Wyoming this week

Out of reach · #45 of 50 on affordability · rate for the week of October 22, 2026

A median Wyoming household earning $81,030 a year can afford a home of about $256,000 at this week’s 7.32% average 30-year rate. The median Wyoming listing is $496,500, which would take 54.3% of that household’s gross income, against the usual 28% ceiling.

$256,000

Affordable home price

+$1,686 vs. last week · −$16,407 vs. a year ago

$497,000

Median list price (September 2026)

+$32,625 vs. a year earlier

Affordability index (100 = within reach)

U.S. 66 · Wyoming 59 a year ago

54.3%

Share of income the median listing takes

$3,669/mo incl. taxes & insurance · U.S. 42.5%

$81,000

Median household income (2025)

U.S. $87,000

#45

Rank of 50 (1 = most affordable)

See the full ranking

Compared with a year ago

A year ago, with the 30-year rate at 6.19%, a median list price of $463,875 and median income of $78,340 (2024 figure), the same household could afford about $272,000 and the median listing took 47.7% of income. Affordability in Wyoming has worsened since then.

Nearby in the ranking

#43 Oregon: can afford $293,000, median listing $550,000
#44 Massachusetts: can afford $374,000, median listing $714,000
#46 Idaho: can afford $277,000, median listing $593,000
#47 Hawaii: can afford $332,000, median listing $732,000

Run your own numbers →

How this is calculated: 28% of gross monthly income for housing, 10% down, a 30-year fixed loan at Freddie Mac’s weekly average, and 1.45% of the price a year for taxes and insurance. Full method, caveats, and sources on the main index page. An educational gauge, not a mortgage quote.