Market data · Auto-updated
Maryland housing market
The median Maryland home was listed at $429,995 in July 2026, down 4.5% from a year earlier — about $231 per square foot. Homes spent a median of 43 days on the market, longer than a year ago.
Supply & demand
Maryland had 16,340 active listings in July 2026, up 16.8% year over year, with 7,570 new listings entering the market that month. Days on market rose 10.3% from a year ago, and asking prices are running below last year’s level.
What the data says
Taken together, Maryland looks like a buyer-leaning market this month. Softening prices, more homes on the market, and longer selling times are handing buyers more room to negotiate than they had a year ago.
- For buyers: You have negotiating room — lean on longer days-on-market to ask for price cuts or concessions, and don’t rush a full-price offer.
- For sellers: Price to the current comps, not last year’s peak; staging and a realistic list price matter more now that buyers have choices.
Financing backdrop
Nationally, the 30-year fixed averaged 6.65% and the 15-year 5.95% (Freddie Mac PMMS, August 2026). Rates apply nationwide, but they land differently on Maryland’s $430K median: a higher local price magnifies every quarter-point move, which is why monthly payment — not sticker price — is the number that decides most Maryland deals.
Every figure above is a current value from FRED (Federal Reserve Economic Data), sourced from Realtor.com residential-listing data and the Freddie Mac Primary Mortgage Market Survey, as of July 2026. This report is generated from that data and refreshed automatically; it is an educational market summary, not financial, legal, or real estate advice.
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This report is generated automatically from live public data and refreshes with each update — part of the technology stack behind the Preferred Properties Network.