What your paycheck buys · Updated every Friday

What a paycheck buys in Kansas this week

A stretch · #3 of 50 on affordability · rate for the week of October 22, 2026

A median Kansas household earning $85,540 a year can afford a home of about $270,000 at this week’s 7.32% average 30-year rate. The median Kansas listing is $296,000, which would take 30.7% of that household’s gross income, against the usual 28% ceiling.

$270,000

Affordable home price

+$1,780 vs. last week · −$30,350 vs. a year ago

$296,000

Median list price (September 2026)

+$6,000 vs. a year earlier

Affordability index (100 = within reach)

U.S. 66 · Kansas 104 a year ago

30.7%

Share of income the median listing takes

$2,188/mo incl. taxes & insurance · U.S. 42.5%

$86,000

Median household income (2025)

U.S. $87,000

Rank of 50 (1 = most affordable)

See the full ranking

Compared with a year ago

A year ago, with the 30-year rate at 6.19%, a median list price of $290,000 and median income of $86,450 (2024 figure), the same household could afford about $300,000 and the median listing took 27% of income. Affordability in Kansas has worsened since then.

Nearby in the ranking

#1 Nebraska: can afford $318,000, median listing $335,000
#2 Ohio: can afford $269,000, median listing $284,000
#4 Iowa: can afford $259,000, median listing $285,000
#5 Illinois: can afford $294,000, median listing $325,000

Run your own numbers →

How this is calculated: 28% of gross monthly income for housing, 10% down, a 30-year fixed loan at Freddie Mac’s weekly average, and 1.45% of the price a year for taxes and insurance. Full method, caveats, and sources on the main index page. An educational gauge, not a mortgage quote.