What your paycheck buys · Updated every Friday
What a paycheck buys in Nebraska this week
A median Nebraska household earning $100,600 Median household income (Nebraska, current dollars) U.S. Census Bureau · 2025 Annual release · FRED MEHOINUSNEA646N ↗ a year can afford a home of about $318,000 at this week’s 7.32% 30-year fixed mortgage rate (U.S. average) Freddie Mac Primary Mortgage Market Survey · week of Oct 22, 2026 Weekly release · FRED MORTGAGE30US ↗ average 30-year rate. The median Nebraska listing is $335,000 Median list price (Nebraska) Realtor.com · September 2026 Monthly release · FRED MEDLISPRINE ↗ , which would take 29.5% of that household’s gross income, against the usual 28% ceiling.
Compared with a year ago
A year ago, with the 30-year rate at 6.19%, a median list price of $335,850 and median income of $85,760 (2024 figure), the same household could afford about $298,000 and the median listing took 31.6% of income. Affordability in Nebraska has improved since then.
Nearby in the ranking
- #2 Ohio: can afford $269,000, median listing $284,000
- #3 Kansas: can afford $270,000, median listing $296,000
How this is calculated: 28% of gross monthly income for housing, 10% down, a 30-year fixed loan at Freddie Mac’s weekly average, and 1.45% of the price a year for taxes and insurance. Full method, caveats, and sources on the main index page. An educational gauge, not a mortgage quote.