What your paycheck buys · Updated every Friday

What a paycheck buys in Nevada this week

Out of reach · #36 of 50 on affordability · rate for the week of October 22, 2026

A median Nevada household earning $88,880 a year can afford a home of about $281,000 at this week’s 7.32% average 30-year rate. The median Nevada listing is $480,000, which would take 47.9% of that household’s gross income, against the usual 28% ceiling.

$281,000

Affordable home price

+$1,850 vs. last week · +$2,539 vs. a year ago

$480,000

Median list price (September 2026)

−$12,500 vs. a year earlier

Affordability index (100 = within reach)

U.S. 66 · Nevada 57 a year ago

47.9%

Share of income the median listing takes

$3,548/mo incl. taxes & insurance · U.S. 42.5%

$89,000

Median household income (2025)

U.S. $87,000

#36

Rank of 50 (1 = most affordable)

See the full ranking

Compared with a year ago

A year ago, with the 30-year rate at 6.19%, a median list price of $492,500 and median income of $80,020 (2024 figure), the same household could afford about $278,000 and the median listing took 49.6% of income. Affordability in Nevada has improved since then.

Nearby in the ranking

#34 New Hampshire: can afford $354,000, median listing $590,000
#35 Arizona: can afford $273,000, median listing $460,000
#37 Colorado: can afford $324,000, median listing $564,000
#38 Utah: can afford $325,000, median listing $579,000

Nevada housing market report → · Nevada brokerage directory → · Run your own numbers →

How this is calculated: 28% of gross monthly income for housing, 10% down, a 30-year fixed loan at Freddie Mac’s weekly average, and 1.45% of the price a year for taxes and insurance. Full method, caveats, and sources on the main index page. An educational gauge, not a mortgage quote.