What your paycheck buys · Updated every Friday

What a paycheck buys in New Hampshire this week

Out of reach · #34 of 50 on affordability · rate for the week of October 22, 2026

A median New Hampshire household earning $112,100 a year can afford a home of about $354,000 at this week’s 7.32% average 30-year rate. The median New Hampshire listing is $590,000, which would take 46.7% of that household’s gross income, against the usual 28% ceiling.

$354,000

Affordable home price

+$2,333 vs. last week · −$30,070 vs. a year ago

$590,000

Median list price (September 2026)

+$550 vs. a year earlier

Affordability index (100 = within reach)

U.S. 66 · New Hampshire 65 a year ago

46.7%

Share of income the median listing takes

$4,361/mo incl. taxes & insurance · U.S. 42.5%

$112,000

Median household income (2025)

U.S. $87,000

#34

Rank of 50 (1 = most affordable)

See the full ranking

Compared with a year ago

A year ago, with the 30-year rate at 6.19%, a median list price of $589,450 and median income of $110,500 (2024 figure), the same household could afford about $384,000 and the median listing took 43% of income. Affordability in New Hampshire has worsened since then.

Nearby in the ranking

#32 Vermont: can afford $301,000, median listing $499,000
#33 Florida: can afford $246,000, median listing $410,000
#35 Arizona: can afford $273,000, median listing $460,000
#36 Nevada: can afford $281,000, median listing $480,000

Run your own numbers →

How this is calculated: 28% of gross monthly income for housing, 10% down, a 30-year fixed loan at Freddie Mac’s weekly average, and 1.45% of the price a year for taxes and insurance. Full method, caveats, and sources on the main index page. An educational gauge, not a mortgage quote.